1.2 Your #1 Tool: The internet

Getting familiar with the world of finances is not something you accomplish in a day or two. There are many terms, many types of opportunities and financial ventures, many different fields and areas. Some are vital, without which you will be unable to progress and succeed.

Personally, I believe that some general knowledge of the world of finances is valuable, regardless of your eventual “specializations”.

The internet, in my opinion, should be a key player in your financial education and initiatives.

The next few posts will be dedicated mostly to the terms and fields I find the most elementary, one at a time. In this post, I wish to emphasize the importance of internet usage in general.

As you probably know, the internet is nowadays perhaps the most comprehensive and useful information source available.

Whatever financial initiative you have in mind, you are very likely to find plenty of online information precisely about it. This information might be of great assistance to you.

If it is general financial knowledge you are looking for, the internet offers plenty.

If you are looking to understand a specific term, the internet is, again, the answer. Wikipedia is usually a good place to start.

What I am trying to say is this: Whenever you have a financial-related thought in your mind, your following thought ought to be be “How will I use the internet to gather information, elaborate or otherwise advance this thought?”.

However, keep in mind that the web is full of misleading and useless information as well. Always be critical of the content you read.

Usually, a misleading or otherwise worthless site is very easily discernible. If the site is badly written or if it promises quick, easy and enormous success, then it is very likely a spam site.

How can you quickly find the credible sites? You can start with well-known, credible sites and then follow their links.

Summary

Use the internet to your benefit. It’s a great tool, whether you are looking for specific information or general information. However, don’t forget to be on the lookout from bogus or misleading sites!

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Financial Progress: Can I make it?

In my last post I have reviewed some of my thoughts about the utmost importance of money matters in our lives. I have suggested that our financial condition is relevant to many of the things we value the most.

The immediate response to these suggestions, it seems to me, might often be along the following lines: “Sure, money is important. That’s not new. But I don’t see how I can do much better than what I’m already doing”.

Well, I claim that it is within the ability of nearly all of us to do substantially better financially. You do not have to be a genius, a superwoman or superman, but only a willing, motivated adult. You could say that it is the point of this blog.

All that it takes is some thorough planning, followed by unyielding dedication and persistence.

Depending on the steps you take, it might get hard and time consuming. So you have to be starkly honest with yourself; do you, with all honesty, consider the effort worthwhile?

You may, for instance, want to be well-off financially, but even more so, you may be unwilling to cut on your leisure time. This is legitimate, of course, but it is not without consequences.

Starting from the next post, I will review many options and opportunities for financial development and improvement. Many of them, I guarantee, do not require extraordinary skills in any field.

I sincerely hope that some of them will be of use.

Remember, though: there are many more possibilities than I could ever review. They are left for you to discover, perhaps with some modest assistance from the ideas and methods which will be presented here in the near future.

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Finances: Why worry?

Why worry about money? Why should we try, within reason, to improve our financial conditions?

Have you ever given some deep thought to questions along this line? I am quite certain that if you do, you will find them closely connected to some of the deeper questions in life.

Namely, how do you want to live your life? How would you like your children to live theirs? And then, a different yet relevant question, what do you consider important in life?

Money is not everything. Yet I am certain that many of the things we consider important are substantially related, one way or another, to our financial condition. This goes for health, education, and more.

Think of the different components of your ideal (yet attainable) life-style. Then consider, for each of them, whether or not it is dependent, or could benefit, from a strong financial foundation.

This is the picture that should prompt you to seek to enhance your financial capabilities. With this picture in mind, you should plan ahead, and that plan may involve the tiniest details of your current life.

Take cigarettes, for example. A costly habit, no doubt; over the course of years, expenses on cigarettes could amount to a sum which could otherwise substantially affect your financial condition, if properly invested.

Does this mean that a person mustn’t smoke? Not necessarily. But it means that smoking is an important issue, and must be considered accordingly.

Generally, most (if not all) of our habits and activities have their price tag. You ought to face reality in the following sense: make sure you are consciously willing to pay the price.

So think how you want your life to look like; maybe you’re there already, at least as far as financial-related matters go (Not *everything* can be fixed by an extra buck in your pocket). Otherwise, make it a goal of yours to get as close as possible to that destination.

Remember, however, to try and enjoy the way.

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About Me

I’ve been an undergraduate student for Mathematics, Music, Physics and Philosophy for the last couple of years, and will remain such for two more years.

Physics and Music vanished somewhere along the way, though.

I believe that a great and important part of our existence is affected by and related to financial and economic topics. For some, this may seem trivial; believe me, for many it is not.

I’ve had various experiences in the job market, in the stock-market and in the real-estate market. My family is engaged in a real-estate project which is estimated at a few million dollars.

So you see, i’m no professional expert in financial topics. But then again, this goes for most of us, and yet, we must still make a living.

This is the situation I plan to address in my blog.

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Welcome to Piggy’s blog!

Hello and welcome.

We’re living in harsh times, and that, in many ways. Particularly, these times are harsh for the global economy, and thus, for working people everywhere in the world.

It’s sometimes hard to get by, even if you are an expert in finances.

In this blog I will try to survey some of the various options available for a person, any person, attempting to reach financial security.

I will try to see how one can get a grip of the stock market, consider real-estate deals, make use of online financial tools and opportunities, and more.

I strongly believe in the importance of paying attention and dedicating time to financial matters, of thinking  and planning ahead, utilizing any financial option available to your benefit.

Finally, I would appreciate any comments on my posts and their content. This is an important subject, about which many of you have relevant insights. If you share them, you may be truly helping some of us.

Goodbye for now,

Mr. Piggy

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